About BBCPA 50 Plus Travel Insurance
The BBCPA 50 Plus Travel Insurance Scheme provides tailored travel insurance, underwritten by Lloyd’s Syndicate 4444 which is managed by Canopius Managing Agents Limited, to members of the BBCPA. Our aim is to provide a quality service at a standard that provides true peace of mind to the frequent traveller. In working with the BBCPA we have designed a travel insurance product that members can rely on; easily accessed online or via our expert Travel Team who are ready to assist.
The scheme is open to all UK resident members of the BBCPA aged between 50 and 74 and their families.
About the Scheme & Eligibility*
- Open to members of BBCPA aged between 50 and 74 and their families
- Travel is solely for leisure purposes
To be eligible for cover you must:
- Be a UK resident BBCPA member
- Be aged between 50 and 74 at the time the first period of cover starts (thereafter no upper age limit will apply)
- Not suffer from a chronic breathing condition
You must be medically fit to travel.
a) on the date of booking any trip and either paying for the trip in full or paying the initial instalment or deposit towards the final cost of the trip; and
b) on the date(s) you pay any further balance(s) or instalments towards the final cost of the trip; and
c) on the date of departure on the trip.
Being medically fit to travel means:
(i) any existing medical condition(s) you have must be stable and controlled by any treatment you are receiving and/or medication(s) you have been prescribed; and
(ii) there must be no known likelihood of any medical tests, investigations or variation of treatment or medication for any existing medical condition(s) from the date you take out this insurance up to the date of departure on the trip, or whilst travelling; and
(iii) you are not awaiting surgery for any diagnosed medical condition; and
(iv) you are not exhibiting symptoms of an existing medical condition which could mean that your trip could be cancelled or cut short.
It is always advisable to consult a doctor if you have any doubts about whether any insured member is medically fit to undertake a trip.
There is no cover under this insurance for any surgery, treatment or investigations for which you intend to travel to receive, including any expenses incurred due to the discovery of any other medical conditions during, and/or complications arising from, these procedures.
If you are terminally ill, the policy will not pay any claims under the Medical Benefits section nor the Loss of deposits, cancellation and curtailment section caused directly or indirectly by that terminal illness.
* Eligibility – You must be a UK resident BBCPA member, aged between 50 and 74 years at the time the first period of cover starts (thereafter no upper age limit will apply). You must not be suffering from a chronic breathing condition and must be medically fit to travel as defined in the policy.
Over 50’s
Annual Travel Scheme
BBCPA 50 Plus Travel Insurance Scheme is available to all BBCPA members aged between 50 and 74 years of age residing in the UK.
Once a scheme member no upper age limit will apply provided cover is not lapsed.
What’s included
If the eligibility requirements for this policy mean that we cannot offer you cover, or if you have medical conditions which mean that the policy may not be suitable for you or meet all your needs, you may be able to get help by accessing the MoneyHelper travel directory or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm).
The package of benefits at a glance
Cancellation | Up to £5,000 |
Curtailment | Up to £5,000 |
Medical and additional expenses+ | Up to £5,000,000 |
Emergency dental treatment | Up to £750 |
Overseas local burial/cremation* | Up to £2,000 |
Repatriation of mortal remains to UK | Covered |
Emergency medical repatriation and evacuation* | Covered |
Compassionate overseas visit* | Covered |
Personal accident benefit (death, loss of limb(s), loss of sight, or permanent total disablement resulting from bodily injury caused by an accident)* In the event of death of a child under 16 |
£15,000
£3,000 |
Personal baggage Single item/set of items limit |
Up to £1,500 Up to £350 |
Delayed baggage (more than 12 hours)* | Up to £150 |
Personal money, (e.g. cash, travellers cheques, travel tickets) Cash limit |
Up to £500 Up to £250 |
Loss of passport | Up to £250 |
Delayed departure: every 12 hours* | £50 up to maximum £200 |
Extended delay | Up to £2,000 |
Missed departure | Up to £1,000 |
Catastrophe cover* | Up to £300 |
Legal expenses* | Up to £25,000 |
Personal liability* | Up to £2,000,000 |
UK travel cover | Various amounts payable |
Winter sports cover | Various amounts payable |
Please note:
Full details of all the benefits under the policy are given in the Evidence of Insurance document.
All benefits are subject to £60 excess except those marked with an asterisk (*) The benefit marked with a cross (+) is subject to £60 excess unless a UK Global Health Insurance Card (UK GHIC) is used. Benefits are subject to conditions, limitations, and exclusions detailed in the Evidence of Insurance document.
Where a medical benefit is shown as “Covered” in the table above, the overall £5,000,000 cover limit relating to medical and additional expenses applies. Where there is a specific limit or amount payable for any individual medical benefit, this is stated.
Policy Pricing
The annual cost is the same for all members. All premiums are payable annually in advance.
Members have the flexibility to join the scheme at any point. However, regardless of when they join the full annual cost will be required even if they join halfway through the Insurance year which has a common start date of the 1st April renewal date.
Membership of the scheme automatically renews each year on the 1st of April (renewal date) for all existing members.
Annual premiums for the BBCPA 50 Plus Travel Insurance Scheme for year commencing 1st April 2024:
Single | £480.00 |
Couple | £610.00 |
Single Parent | £610.00 |
Family | £640.00 |
Prices include Insurance Premium Tax at 20%.
Apply Your Cover
It’s now even easier to join the scheme.
Simply call our knowledgeable UK-based team on 01622 766960 and we can get your application completed on the phone.
Or, download and complete the Application Form and Direct Debit Mandate. Complete both forms and post them to:
BBCPA 50 Plus Travel
1st Floor
Gail House
Lower Stone Street
Maidstone
Kent
ME15 6NB
Or email your completed forms to: sales@csis.co.uk
No cover can be incepted until the Application Form (including the Direct Debit Mandate) is received and accepted by underwriters.
Here are the answers to some frequently asked questions:
Scheme Administrator: CSIS
BBCPA 50Plus Travel Insurance is administered by the Civil Service Insurance Society, authorised and regulated by the Financial Conduct Authority under firm reference number 304151.
No personal recommendations are made for customers.
All information provided is to enable a customer to make his/her own purchasing decision.
Contact Form
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Email us:
Call us:
01622 766960
Telephone Opening Hours
Monday-Friday 9am-5pm
Excluding Bank Holidays
Write to us:
BBCPA 50Plus Travel Insurance
CSIS
1st Floor
Gail House
Lower Stone Street
Maidstone
Kent
ME15 6NB
BBCPA 50Plus Travel is a trading name of P J Hayman & Company Limited, authorised and regulated by the Financial Conduct Authority; firm reference number 497103.